2024 Costs and Rates
McClatchy shares the cost of health benefits with you. The amount you pay depends on the plan you enroll in and the dependents you cover.
The premiums for medical, dental, and vision insurance are deducted from your paycheck before taxes. Premiums for supplemental life, accident, critical illness, identity protection, and pet insurance are deducted after taxes. All premiums are deducted from the first and second paychecks of each month (24 deductions per year).
If you cover your non-tax dependent domestic partner and/or their children, the IRS considers your contribution and McClatchy’s contribution toward the cost of their coverage as taxable income to you. This will be treated as imputed income.
Bi-weekly Rates
Medical
<strong>Savings Advantage Plan</strong>
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<th> Coverage</th>
<th> Rate</th>
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<tr>
<td> Employee Only</td>
<td> $56.37</td>
</tr>
<tr>
<td> Employee + Child(ren)</td>
<td> $152.19</td>
</tr>
<tr>
<td> Employee + Spouse/DP</td>
<td> $210.38</td>
</tr>
<tr>
<td> Employee + Family</td>
<td> $273.05</td>
</tr>
</tbody>
</table>
<strong>Classic Care Plan</strong>
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<th> Coverage</th>
<th> Rate</th>
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<td> Employee Only</td>
<td> $100.60</td>
</tr>
<tr>
<td> Employee + Child(ren)</td>
<td> $247.03</td>
</tr>
<tr>
<td> Employee + Spouse/DP</td>
<td> $341.51</td>
</tr>
<tr>
<td> Employee + Family</td>
<td> $443.22</td>
</tr>
</tbody>
</table>
Dental
<strong>Comprehensive Plan</strong>
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<th> Coverage</th>
<th> Rate</th>
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<td> Employee Only</td>
<td> $5.00</td>
</tr>
<tr>
<td> Employee + Child(ren)</td>
<td> $11.90</td>
</tr>
<tr>
<td> Employee + Spouse/DP</td>
<td> $12.51</td>
</tr>
<tr>
<td> Employee + Family</td>
<td> $19.41</td>
</tr>
</tbody>
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<strong>Basic Plan</strong>
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<th> Coverage</th>
<th> Rate</th>
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<td> Employee Only</td>
<td> $1.99</td>
</tr>
<tr>
<td> Employee + Child(ren)</td>
<td> $4.76</td>
</tr>
<tr>
<td> Employee + Spouse/DP</td>
<td> $5.00</td>
</tr>
<tr>
<td> Employee + Family</td>
<td> $7.75</td>
</tr>
</tbody>
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Vision
<strong>Comprehensive Plan</strong>
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<th> Coverage</th>
<th> Rate</th>
</tr>
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<td> Employee Only</td>
<td> $3.74</td>
</tr>
<tr>
<td> Employee + Child(ren)</td>
<td> $7.16</td>
</tr>
<tr>
<td> Employee + Spouse/DP</td>
<td> $7.54</td>
</tr>
<tr>
<td> Employee + Family</td>
<td> $11.66</td>
</tr></table>
<strong>Basic Plan</strong>
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<th> Coverage</th>
<th> Rate</th>
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<td> Employee Only</td>
<td> $0.08</td>
</tr>
<tr>
<td> Employee + Child(ren)</td>
<td> $0.21</td>
</tr>
<tr>
<td> Employee + Spouse/DP</td>
<td> $0.23</td>
</tr>
<tr>
<td> Employee + Family</td>
<td> $0.32</td>
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Accident
<strong>High Plan</strong>
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<th> Coverage</th>
<th> Rate</th>
</tr>
<tr>
<td> Employee Only</td>
<td> $1.96</td>
</tr>
<tr>
<td> Employee + Child(ren)</td>
<td> $4.52</td>
</tr>
<tr>
<td> Employee + Spouse/DP</td>
<td> $3.40</td>
</tr>
<tr>
<td> Employee + Family</td>
<td> $5.62</td>
</tr></table>
<strong>Low Plan</strong>
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<th> Coverage</th>
<th> Rate</th>
</tr>
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<td> Employee Only</td>
<td> $0.96</td>
</tr>
<tr>
<td> Employee + Child(ren)</td>
<td> $2.11</td>
</tr>
<tr>
<td> Employee + Spouse/DP</td>
<td> $1.67</td>
</tr>
<tr>
<td> Employee + Family</td>
<td> $2.79</td>
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Critical Illness
<p>Premium rates for Critical Illness are based on</p>
<ol>
<li>the employee’s age as of Dec. 31, 2023, and</li>
<li>tobacco status, which is determined by whether any individual (age 19+) covered under the plan has used tobacco in the last 12 months.</li>
</ol>
<p><a href="https://drive.google.com/file/d/1cJlFke_8Ml_OD1FFPtwNkXeJybcXRA02/view?usp=drive_link"><strong>Low Plan</strong></a></p>
<p><a href="https://drive.google.com/file/d/14QCIUUjvd1Fv7vyGMcPwamdoTPzGAiod/view?usp=drive_link"><strong>High Plan</strong></a></p>
Identity Protection
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<th> Coverage</th>
<th> Rate</th>
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<td> Employee Only</td>
<td> $4.97</td>
</tr>
<tr>
<td> Employee + Family</td>
<td> $8.97</td>
</tr>
</tbody>
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Supplemental Life Insurance
<strong>Employee, Spouse, or DP</strong>
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<th> Age</th>
<th> Rate</th>
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<td> Under 25</td>
<td> $0.023</td>
</tr>
<tr>
<td> 25-29</td>
<td> $0.028</td>
</tr>
<tr>
<td> 30-34</td>
<td> $0.037</td>
</tr>
<tr>
<td> 35-39</td>
<td> $0.042</td>
</tr>
<tr>
<td> 40-44</td>
<td> $0.047</td>
</tr>
<tr>
<td> 45-49</td>
<td> $0.047</td>
</tr>
<tr>
<td> 50-54</td>
<td> $0.114</td>
</tr>
<tr>
<td> 55-59</td>
<td> $0.197</td>
</tr>
<tr>
<td> 60-64</td>
<td> $0.303</td>
</tr>
<tr>
<td> 65-69</td>
<td> $0.583</td>
</tr>
<tr>
<td> 70+</td>
<td> $0.945</td>
</tr>
</tbody>
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<strong>Child supplemental life insurance is $0.064 per $1,000 of coverage.</strong>
Buy-Up LTD
<p><strong>The cost is $0.07 per pay period per $100 of wage earned. Evidence of Insurability is required.</strong></p>